What is the UK inheritance tax rate for 2026/27?

The UK inheritance tax rate is 40% on estates above the nil-rate band of £325,000. The rate reduces to 36% if 10% or more of the estate is left to charity.

What is the residence nil-rate band?

The residence nil-rate band is an additional £175,000 allowance available when you leave your main residence to direct descendants (children or grandchildren).

Who pays inheritance tax?

Inheritance tax is typically paid by the executors of the estate from the estate's assets before distribution to beneficiaries. Payment is usually due within 6 months of death.

Privacy Policy

Last updated: January 23, 2024

Quick Summary

All inheritance tax calculations are performed locally in your browser
We do not store your financial information or calculation data
We only collect basic analytics and contact form submissions
Cookies are used for essential site functionality and analytics
We do not sell or share personal data with third parties

Information We Collect

Calculator Data

We do not collect or store any financial information entered into our calculator.All calculations are performed locally in your browser and the data remains on your device.

Estate values, asset details, and calculation results are not transmitted to our servers
Your financial data never leaves your browser
No registration or account creation required to use the calculator

Contact Information

When you contact us through our contact form, we collect:

Name and email address (as provided by you)
Message content
Date and time of submission

Analytics Data

We collect anonymous usage statistics to improve our service:

Page views and user interactions
Browser type and device information
Approximate location (country/region level only)
Referral sources

How We Use Your Information

Contact Form Submissions

To respond to your inquiries and provide support
To improve our service based on user feedback
We will not use your contact information for marketing without your consent

Analytics Data

To understand how users interact with our website
To identify and fix technical issues
To improve the user experience and add new features
To measure the effectiveness of our content

Cookies and Tracking

Essential Cookies

We use essential cookies to make our website function properly, including:

Cookie consent preferences
Basic session management
Security and fraud prevention

Analytics Cookies

With your consent, we use Google Analytics to understand how visitors use our site. This helps us improve the user experience and create better content.

Advertising Cookies

We may display ads through Google AdSense to support our free service. These may use cookies to show relevant advertisements.

Data Security

We take appropriate security measures to protect your information:

SSL encryption for all data transmission
Secure hosting environment with regular security updates
Limited access to personal data by authorized personnel only
Regular security reviews and vulnerability assessments
Secure backup procedures for contact form data

Your Rights (GDPR)

Under the General Data Protection Regulation (GDPR), you have the following rights:

Right to access: Request copies of your personal data
Right to rectification: Request correction of inaccurate data
Right to erasure: Request deletion of your personal data
Right to restrict processing: Request limitation of how we use your data
Right to data portability: Request transfer of your data
Right to object: Object to our processing of your personal data

To exercise any of these rights, please contact us using the information below.

Third-Party Services

Google Analytics

We use Google Analytics to analyze website usage. Google's privacy policy applies to this data.

Google AdSense

We may display advertisements through Google AdSense. Google's advertising privacy policy applies.

EmailJS

Contact form submissions are sent via EmailJS, a secure email delivery service.

Contact Us

If you have any questions about this Privacy Policy or wish to exercise your rights, please contact us:

Contact Form: Use our contact form

Policy Updates

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on this page and updating the "last updated" date. We encourage you to review this policy periodically.